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A Different Kind of Debt Relief AttorneyWhen debt has become a major problem in your life, you need an attorney who will work with you directly to find a solution that works for you, your family and your business. You can find that attorney at The Law Offices of Ted Taggart, in Denver, Colorado. |
Denver Chapter 7 and Chapter 13Is Bankruptcy Right for You? We Can Help You Decide. Bankruptcy shouldn’t be an emotional decision. It should be a practical, business decision. If filing Chapter 7 or Chapter 13 bankruptcy would, on balance, benefit your family or your business from a financial perspective, then the decision to file bankruptcy is the right one to make. |
The Truth About Debt SettlementIn some cases, it does make sense to settle your debt and I have a great track record in doing so. But I will only do so after a thorough analysis of your situation and assessment of your options. Determining on your own that debt settlement is the right thing to do is like diagnosing your own illness instead of going to the doctor. If there is one piece of advice I feel most strongly about it is this: Never enter into a debt settlement program without consulting an experienced bankruptcy attorney. To understand why I feel this strongly, it is important to know how the debt settlement industry and companies work. |
How Bankruptcy Can Improve Your LifeDeclaring bankruptcy is no failure. It is a chance to start over and build anew. At The Law Offices of Ted Taggart, we help the families and businesses of Denver and Northern Colorado get a fresh start through bankruptcy and other debt relief options. We have seen time and time again that, free from debt, people are capable of amazing things. |
Bankruptcy MythsThere is a lot of misinformation about the ramifications of bankruptcy — a lot of it spread by the very creditors who want to prevent you from filing — because they know in that case they would get nothing. The reality is that while bankruptcy certainly harms your credit, the odds are your credit has already been damaged by the time you consult with an attorney. The question to address then becomes — what is the best way to get back on your feet and relieve the stress of financial burdens? The first thing to do is take whatever a creditor tells you about Bankruptcy with a huge pillar of salt — at best it will be self serving, usually is misleading, and often is downright untrue. |
FAQsQ: Won’t Bankruptcy ruin my credit? First of all, keep in mind that if you are considering bankruptcy, chances are your credit has already taken some hits and/or you have a large debt-to-income ratio, both of which will be drags on your current credit score. In other words, your credit probably already is less than perfect. So you have to consider the relative damage a BK would do, and for most it’s not that bad. When you throw in the benefits of BK in terms of relieving the stress of harassing phone calls and potential lawsuits or garnishments, the benefits become clear. If you read on to the next question you will see why the negatives of BK on your ability to rehabilitate your credit are not nearly as bad you think. |
