Why Hire Taggart Law Offices?
Hiring an attorney is a critical decision. And yet, how to choose the right one can be a difficult task filled with uncertainty, especially in the increasingly crowded field of bankruptcy attorneys. But at Taggart Law Offices we stand apart from the crowd in many important and unique ways.
A Unique Combination of Experience and Education: In addition to attending a top-tier law school, (The Ohio State University), Mr. Taggart also has an MBA from Ohio State with a focus in Finance together with years of investment banking experience. This financial perspective can be critical in analyzing your situation and helping you decide what is not only possible but what is best. And if you have a business or business issues, this is background is indispensable. In short, we speak language of business and law. Virtually no other bankruptcy specialist in Colorado offers this combination. Taggart Law Offices focuses exclusively on consumer debt issues and has successfully resolved hundreds of bankruptcy cases with a wide variety of fact patters.
Exclusive Consumer Debt Practice: We have all heard the expression “Jack of all trades, master of none.” I have always felt there is truth in that and I live by it in my practice. Helping consumers with their debt is my sole focus and I work hard to hone my craft. I attend several national and local seminars on bankruptcy issues and each year to ensure I am on top of this very complex field. I have also spoken at legal seminars and have appeared in local media on bankruptcy issues. Most attorneys don’t exhibit this level of commitment. If you had a heart ailment you would not ask a general practitioner to cure your ills. By the same token, if you have financial issues, you should not use a “jack of all trades” to file your bankruptcy case.
We Are NOT a Bankruptcy Mill: This is a very important distinction. To understand how important, you first need to know a mill is. Bankruptcy mills are high volume bankruptcy shops that have a feel and atmosphere more akin to an assembly line than law office. You will feel more like a number than a client and they are typically staffed with green and inexperienced attorneys who are overworked and often know very little about your particular case. As a result, costly mistakes made by mills are all too common.
This approach is in indirect contrast to our approach and philosophy. We provide experienced and attorney level attention at each stage of your case. This can be very stressful, often scary time and sometimes embarrassing time. Rather than treat you like a number, I spend critical time with each and every client to ensure that they understand why I make the recommendations I do, to understand the strategy we will employ together and how and why you will get back on your feet quicker than you think.
To see how experience can help you click here and how inexperience can cost you dearly click here. And don’t just take my word for it…Even the Bankruptcy Court prominently tells people that they should consult an experienced attorney. Click here to see the sign posted at the Bankruptcy Court.
Pride in Helping the Little Guy:
I take pride in my role as defender of the little guy. The creditors seem to have all the advantages and big guns arrayed against you and all too often the little guy does not know or understand their rights. I help them understand them and I help them leverage them to their advantage.
This commitment to helping people can be evident in some of Mr. Taggart’s volunteer work within the local community. In conjunction with the Bankruptcy Court, Mr. Taggart volunteers several times a year in leading educational clinics to at the Bankruptcy Court, is regular Channel Nine Law Line attorney, has appeared on TV and in the Denver Post discussing bankruptcy issues and is a member of the National Association of Bankruptcy Attorneys.
Collections Experience—knowing the bad guys’ playbook: Another unique aspect to Mr. Taggart’s skill sets is his experience in legal collections. Yes, and somewhat regrettably, Mr. Taggart has done some work for the very same people who harassing you that are suing you, garnishing you and seizing your bank accounts. Although he since left what he calls the “dark side”, his experience in legal collections can be of great benefit to you. He knows how they think, the rules they play by, their business model, and most importantly what really drives them crazy. And yet, he maintains, very collegial and professional relationships with many of the collection attorneys in town that can often be helpful in striking deals, getting some of your money back and buying you critical time in getting them off your back while you get your bankruptcy prepared.
Flexible and Unique Payment Options: I like to tell my clients that I am a business man as much as I am an attorney. It’s probably the MBA in me. And I would not be much of a business man if I did not realize my customer base has some dire financial issues and that they need help….sometimes right away. This recognition has led to a somewhat different approach. I only require small retainer fees typically $100 and $200, I have flexible payment options and offer a unique program that can get you filed for as little as $500. Please inquire about this program if you have an urgent need to file quickly. I am also one of the few bankruptcy firms to accept credit cards. (Though it cannot be that of a filing debtor).
Chapter 13 expertise and the ability to qualify you for a Chapter 7 if over the means test
If you are near or over the means test, the need for an experienced attorney in Chapter 13 and how to manage the means test is ABSOLUTELY CRITICAL. Chapter 13s are very complex and involved cases that requires you to make monthly payments from three to five years. How much you are required to pay each month requires a very complex process and you need to know this area of the law. There are multi-day seminars that are offered just on this issue alone. It is almost its own area of the law. I have spent years refining how Chapter 13 work, how to minimize payments and how, if at all possible, to get people to qualify for a Chapter 7 even if they are over the means test. Click here for more on this issue. This is more true than ever because in the Fall of 2011 a new Chapter 13 trustee has been assigned who will be responsible for a majority of Denver Chapter 13 cases. I am an expert in this area and if you have means test issues call today for a FREE consultation.
Who you hire as your bankruptcy attorney will be one of the more important decisions you can make. Choosing the right one can save you thousands. Call today for a FREE consultation and find out for yourself what makes Taggart Law Offices different.